Product overview
Valora
Empowering Intelligent Investors
Vision. To democratize institutional-grade financial analysis, making it accessible to every investor through the power of artificial intelligence.
Mission. Valora exists to help investors build wealth by finding great companies at fair prices. We combine the analytical rigor of professional research with the accessibility of conversational AI—giving retail investors the depth of insight that was once reserved for Wall Street.
The problem we are solving
Retail investors face a fundamental information and capability asymmetry:
- Professional analysis is expensive. Institutional research subscriptions cost thousands of dollars per year. Individual investors are left to piece together information from fragmented, often unreliable sources.
- Fundamental analysis is time-consuming. Properly evaluating a single company—reading financial statements, building DCF models, analyzing competitive moats, assessing management quality—takes hours or days of skilled work.
- Global markets are overwhelming. With thousands of publicly listed companies across dozens of exchanges worldwide, knowing where to look is half the battle.
- Existing tools are either too simple or too complex. Free stock screeners lack depth. Professional terminals require deep expertise and substantial budgets.
Valora bridges this gap. By combining large language models with real-time financial data, we deliver analyst-grade insights in seconds through a simple conversational interface. Ask a question, get a comprehensive answer—complete with data, charts, and actionable analysis.
What Valora does
Valora is an AI-powered stock analysis platform that acts as a personal financial research analyst. You interact through a conversational interface: ask questions in natural language, and Valora responds with comprehensive, data-driven analysis delivered as structured cards, charts, and narrative summaries.
Key capabilities
From full company grades to filings, peers, and history—everything is designed for fundamental investors who want depth without a terminal.
Company Analysis
Full-spectrum company evaluation combining 13 parallel assessments into a composite score and letter grade.
DCF Valuation
Discounted cash flow analysis with conservative, base, and optimistic scenarios to estimate fair value.
Financial Health Check
Automated evaluation across 25+ financial metrics (ROE, ROA, ROIC, debt ratios, margins, and more).
Financial Statement Analysis
Deep analysis of income statements, balance sheets, and cash flow statements with trend identification.
SWOT Analysis
AI-generated strengths, weaknesses, opportunities, and threats synthesized from news, earnings, and financials.
Comparable Company Analysis
Peer comparison with valuation multiples and relative positioning.
Sentiment Analysis
Aggregated sentiment from earnings call transcripts and news coverage.
Competitive Moat Analysis
Assessment of durable competitive advantages.
Risk Assessment
Comprehensive risk profiling across financial, operational, and market dimensions.
Management Evaluation
Executive team assessment including compensation analysis from proxy filings.
Company Comparison
Side-by-side comparison of two companies across all 13 assessment dimensions.
Stock Recommendations
AI-curated stock ideas based on fundamental criteria.
Insider Trading and Institutional Ownership
Tracking of significant insider transactions and institutional holdings.
ESG, Dividends, Earnings, Revenue Segmentation
Specialized analyses for specific investment criteria.
Annual Report Analysis
Parsing and analysis of 10-K and DEF 14A SEC filings.
Semantic Search
Search across your conversation history to find past analyses and insights.
Why Valora is different
Valora's core differentiation:
- AI-native, data-grounded analysis — Every insight is backed by real financial data from professional-grade sources, not LLM-generated approximations.
- Conversational simplicity — Ask in plain English; receive structured analysis with interactive cards, charts, and clear narratives.
- Global coverage — 11 major stock exchanges spanning the Americas, Europe, Asia-Pacific, and emerging markets.
- Depth and breadth — 26 distinct analysis types—from DCF valuations to SWOT analysis to sentiment evaluation—all available on demand.
In context
- Versus professional terminals: comparable analytical depth at a fraction of the cost, through natural language—not a steep learning curve and five-figure subscription.
- Versus free finance sites: interpretation and synthesis, not only raw quotes and headlines.
- Versus research subscriptions: real-time, personalized analysis on demand for any listed company you choose.
- Versus generic AI chat: live, sourced financial data so figures and narratives reflect the market—not hallucinations.
Value for investors
“Hours of research in seconds.”
Save time
What takes a professional analyst hours—reading filings, building models, synthesizing data—Valora delivers in seconds. A full company analysis spanning 13 parallel assessments completes in under a minute.
Improve decision quality
Every analysis is grounded in real financial data from professional sources: no guesswork, no invented figures, no stale snapshots.
Cover more ground
With broad exchange coverage and instant analysis, you can evaluate opportunities you would never have had time to research manually.
Learn as you invest
Valora explains its reasoning in plain language, so you understand not just what to look at but why it matters.
Affordable access
Starting from free, with pay-as-you-go options that cost a fraction of traditional professional research tools.
Value for the business
For stakeholders evaluating the platform and its market position, these metrics summarize depth of product, data integration, reach, and monetization design.
| Metric | Insight |
|---|---|
| 26 production AI workflows | A comprehensive feature set covering the full spectrum of fundamental analysis. |
| 30+ integrated data tools | Deep integration with professional financial data sources. |
| 11 global exchanges | NYSE, NASDAQ, ASX, LSE, HKSE, AMEX, BER, JPX, BSE, SHH, NSE. |
| Automated batch processing | Scheduled health checks across exchanges, surfacing investment candidates at scale. |
| Full observability | AI interactions traced, measured, and scored—supporting reliability and continuous improvement. |
| Credit-based monetization | Revenue aligned with usage, supporting clear unit economics for the business. |
Pricing
Prepaid credit packs (pay-as-you-go)
| Pack | Price | Credits | Bonus |
|---|---|---|---|
| Starter | $20 | $20 | — |
| Standard | $50 | $50 | — |
| Premium | $100 | $110 | 10% bonus |
Credits are consumed per AI request based on actual token usage. An auto top-up feature allows power users to set a threshold for automatic replenishment.
Try Valora
Sign up at Valora, ask your first question in plain English, and see institutional-grade analysis built on live data.